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Payplug Startup Deals & Discounts

French omnichannel payment platform for SMEs and e-merchants, online and in store

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Deal Overview

Best Offer

$12K

Total Value

$12.3K

Available Deals

2

Available Deals

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Open Access12K

Save up to $150,000

Save up to $150,000

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Open Access300

6 months free

6 months free

Promo code, redemption steps & eligibility

Payplug Startup Deals - Overview

Payplug runs an application-based startup and scale-up program for early-stage companies that are building or relaunching their commerce stack and want a payment provider that grows with them. The program is aimed at founders who are setting up online and in-store card acceptance for the first time, or who are migrating from a legacy gateway and would benefit from a lighter cost structure during their first months of trading.

Qualifying startups can receive a credit toward Payplug's monthly subscription, effectively removing the platform fee for an introductory period while the team validates checkout conversion and onboards real transaction volume. Because Payplug charges no setup fee and imposes no long commitment, the program lets a young company test the full omnichannel feature set, including hosted checkout, alternative payment methods, smart 3-D Secure and unified reporting, before committing to a paid tier.

Eligibility is reviewed per applicant and typically considers company stage, trading status and fit with Payplug's SME and e-merchant focus, with availability concentrated on the French and European markets the provider serves. Approved companies keep access to local support and can change plans freely as their turnover grows, which makes the offer most valuable to teams expecting their payment needs to scale quickly.

About Payplug

Payplug is a French payment institution, licensed by the ACPR and part of Groupe BPCE, that helps small and mid-sized merchants collect card payments across every channel they sell on. Founded in 2012, it grew up serving European retailers who wanted card acceptance without the integration headaches of older gateways, and it still leans into that audience today.

Rather than a single monolithic pr...

Key Features

Modular payment building blocks

Six composable products - Activate, Shape, Target, Accelerate, Track and Cockpit - let merchants turn on deployment, checkout design, fraud control, acceptance optimisation, reconciliation and operations management independently rather than buying one fixed package.

Broad payment method coverage

Accepts CB, Visa, Mastercard, American Express, Bancontact, iDEAL, Satispay, MyBank, Multibanco, ANCV Connect, PayPal and Apple Pay, alongside one-click, deferred, split 3x/4x and subscription payments to match European shopper habits.

Smart 3-D Secure and fraud rule engine

The Target module applies smart 3-D Secure, configurable thresholds and an evolving rule engine, with Smart Routing and Smart Retry working to recover failed authorisations and lift acceptance rates.

Omnichannel online and in-store acceptance

A single account covers hosted online checkout, physical terminals, mobile and integrated POS, and Tap to Pay on iPhone, with online and in-store transactions reconciled in unified accounting exports.

Ready-made e-commerce integrations

Official modules connect Payplug to PrestaShop, Shopify, Adobe Commerce, WooCommerce, Sylius, Salesforce Commerce Cloud, BigCommerce and 15+ other platforms, with a REST API available for custom integrations.

Payment links and request-to-pay

Merchants can turn conversations into sales by sending a secure payment link over phone, SMS or chat, and can embed pay-by-link on invoices and quotes through ERP connections.

Pros & Cons

Pros

  • No setup fee or lock-in - Plans carry no installation cost and no long-term commitment, and merchants can move between tiers as turnover changes, which lowers the risk of starting out.
  • Genuine omnichannel in one account - Online checkout, in-store terminals and Tap to Pay on iPhone share a single dashboard and unified accounting exports, so reconciliation across channels is simpler than stitching together separate tools.
  • Strong fit for European SMEs - Full Cartes Bancaires support, local payment methods like Bancontact and iDEAL, and French-language support make it well suited to domestic and EU merchants rather than US-centric processors.
  • Fast onboarding and easy plugins - Immediate onboarding plus official modules for major commerce platforms let non-technical teams go live quickly without heavy development work.

Cons

  • Geographic focus is narrow - Payplug is built around the French and broader European market, so merchants selling primarily into the US, APAC or other regions may find coverage and local methods less relevant than with a global processor.
  • Tiered pricing scales with turnover - Transaction rates and the most favourable fees depend on which annual-turnover tier you fall into, and the best rates and advanced controls sit in the Pro and Enterprise plans rather than the entry Starter tier.
  • Advanced features gated to higher plans - Capabilities such as one-click, deferred and split payment, multi-user access, API reporting and a dedicated success manager are concentrated in Pro and Enterprise, so the cheapest plan is comparatively basic.
  • Custom Enterprise pricing requires a quote - Larger merchants who need Payfac services, function-specific dashboards or bespoke integration have to negotiate pricing rather than reading it off a public page.

Use Cases

Payplug fits merchants who sell across more than one channel and want a single European payment provider behind all of them.

  • E-commerce stores on popular CMS platforms - A shop running on Shopify, WooCommerce, PrestaShop or Adobe Commerce can install an official module and accept cards plus local methods without building a custom integration.
  • Brick-and-mortar retailers going omnichannel - Physical stores can add online checkout while keeping in-store terminals and Tap to Pay on iPhone, with both reconciled in one set of accounting exports.
  • SMEs migrating off a legacy gateway - Teams wanting lower fees, smart 3-D Secure and better authorisation recovery can switch with no setup fee and no commitment.
  • Service businesses closing sales remotely - Companies that sell over phone, chat or invoice can send secure payment links or embed pay-by-link on quotes and invoices.
  • Growing brands needing flexible checkout - Merchants offering one-click, deferred, split 3x/4x or subscription billing can configure these as their order volumes and turnover grow.

Pricing

Payplug uses tiered subscription pricing keyed to annual turnover, with no setup fee, no commitment, and the ability to change plans at any time. Prices below exclude tax and reflect publicly listed rates.

  • Starter - For annual turnover of €100,000 or less. About €10/month. Online card fees around 1.5% + €0.25 for consumer cards (higher for business and international cards). Includes immediate onboarding, online and in-store payment, and portal access.
  • Pro - For annual turnover between €100,000 and €1,000,000. About €30/month, typically with several months complimentary. Lower consumer-card fees (around 1.1% + €0.25) plus one-click, deferred and split payment, smart 3-D Secure and multi-user access.
  • Enterprise - For turnover above €1,000,000. Custom quote. Adds personalised integration, function-specific dashboards, API reporting, advanced fraud controls, Payfac services and a dedicated success manager.

Alternative payment methods (such as Apple Pay, Scalapay and Bancontact) carry their own per-method fees. Always confirm current rates with Payplug, since fees vary by card type and region.

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